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Chailease Finance is devoted in the management of credit risk as well as the research and development of new finance products.

Chailease Finance has been granted several business method patents on above fields. It is a highly recognition on Chailease Finance in the professional abilities of credit risk management and development of new finance products.

In the aspect of risk management, Chailease Finance has accumulated considerable credit information of SMEs over 35 years. On the basis, Chailease Finance developed several models of credit risk assessment to manage the credit risk.

As of 2009, Chailease Finance filed the patent petition for “LOAN MANAGEMENT AND RISK ASSESSMENT METHOD” and” SMALL ENTERPRISE FINANCING RISK ASSESSMENT METHOD” consecutively. In May and October 2014, Chailease Finance has been granted patent on the above business models. The patent we acquired is “invention patent”, which is the highest level of patent. It is a highly recognition on Chailease Finance in the professional ability of SMEs credit risk management.