2025最新車貸利率比較！新車貸款利率vs中古車差異一次搞懂
無論新車或中古車，依照您向銀行、融資公司或民間當鋪等管道申請資金，都將影響您的車貸利率。本文將解析車貸利率計算公式、2025各平台車貸利率表以及車貸利率多少才合理等，協助您以最划算的車貸利率方案購車！
class qe{constructor(i,t){this.platformId=i;this.service=t;a(this,"destroyRef",S(z));a(this,"sEOService",S(V));a(this,"hiddenTags",f([]));a(this,"isBrowser",f(!1));a(this,"onLoading",f(!1));a(this,"mappingId",k(""));a(this,"data",f({}));a(this,"realIndex",f(0));a(this,"readyToshow",f(!1));a(this,"firstImageLoaded",f(!1));a(this,"remainingLoaded",f(!1));a(this,"carouselActivated",f(!1));a(this,"customOptions",f({loop:!0,items:1,autoplay:!0,autoplayTimeout:3e3,autoplayHoverPause:!1,dots:!0,nav:!1}));a(this,"lcpGateStarted",!1);a(this,"setHiddenTags",(i="")=>{i&&this.sEOService.apiSEOSEOTitleGet(i).pipe(T(this.destroyRef)).subscribe(t=>{this.hiddenTags.set(t)})});this.isBrowser.set(R(this.platformId))}ngOnInit(){this.onLoading.set(!0),this.setHiddenTags(this.mappingId()),this.service.getBanner$(this.mappingId()).pipe(T(this.destroyRef),re(i=>{var e;let t=((e=i.bannerSettingBase)!=null?e:[]).filter(n=>n.isOn&&n.pcImageUrl&&n.mbImageUrl);return ue(ne({},i),{bannerSettingBase:t})}),w(i=>{var e;let t=(e=i.carouselInterval)!=null?e:5;this.customOptions.update(n=>ue(ne({},n),{autoplayTimeout:t*1e3})),this.data.set(i),this.preloadFirstImage()}),K(()=>this.onLoading.set(!1))).subscribe()}ngAfterViewInit(){this.isBrowser()&&this.readyToshow.set(!0)}onFirstImageLoad(){if(!this.firstImageLoaded()&&(this.firstImageLoaded.set(!0),this.isBrowser())){let i=()=>this.carouselActivated.set(!0);try{typeof window<"u"&&"requestIdleCallback"in window?window.requestIdleCallback(()=>{i()},{timeout:800}):setTimeout(()=>{i()},120)}catch{setTimeout(()=>{i()},120)}this.startLCPGate()}}startLCPGate(){if(this.lcpGateStarted||(this.lcpGateStarted=!0,!this.isBrowser()))return;let i=!1,t=()=>{i||(i=!0,this.loadRestImages())},e=setTimeout(t,1800);try{if("PerformanceObserver"in window){let n=new PerformanceObserver(o=>{o.getEntries().length&&(t(),clearTimeout(e),n.disconnect())});n.observe({type:"largest-contentful-paint",buffered:!0})}}catch{}}loadRestImages(){this.remainingLoaded()||this.remainingLoaded.set(!0)}preloadFirstImage(){var n;if(!this.isBrowser())return;let i=(n=this.data().bannerSettingBase)==null?void 0:n[0];if(!(i!=null&&i.pcImageUrl))return;let t=i.pcImageUrl;if(document.querySelector(`link[rel=preload][href="${t}"]`))return;let e=document.createElement("link");e.rel="preload",e.as="image",e.href=t,e.fetchPriority="high",document.head.appendChild(e)}onTranslated(i){(i==null?void 0:i.startPosition)!==void 0&&(this.realIndex.set(i.startPosition),!this.remainingLoaded()&&i.startPosition>=1&&this.remainingLoaded.set(!0))}}
class Ke{constructor(i,t){this.platformId=i;this.service=t;a(this,"destroyRef",S(z));a(this,"sEOService",S(V));a(this,"hiddenTags",f([]));a(this,"mappingId",k(""));a(this,"isBrowser",f(!1));a(this,"onLoading",f(!1));a(this,"data",f([]));a(this,"activeItem",f(null));a(this,"tabs",[{name:"\u6F01\u696D\u66A8\u5B58\u8CA8\u878D\u8CC7\u5B57",selected:!0},{name:"\u6F01\u696D\u66A8\u5B58\u8CA8\u878D\u8CC7\u5B57",selected:!1},{name:"\u6F01\u696D\u66A8\u5B58\u8CA8\u878D\u8CC7\u5B57",selected:!1},{name:"\u6F01\u696D\u66A8\u5B58\u8CA8\u878D\u8CC7\u5B57",selected:!1},{name:"\u6F01\u696D\u66A8\u5B58\u8CA8\u878D\u8CC7\u5B57",selected:!1},{name:"\u6F01\u696D\u66A8\u5B58\u8CA8\u878D\u8CC7\u5B57",selected:!1},{name:"\u6F01\u696D\u66A8\u5B58\u8CA8\u878D\u8CC7\u5B57",selected:!1}]);this.isBrowser.set(R(this.platformId))}ngOnInit(){this.onLoading.set(!0),this.setHiddenTags(this.mappingId()),this.service.getModuleData$(this.mappingId()).pipe(T(this.destroyRef),re(i=>i?(i.map((t,e)=>{t.selected=!1,e===0&&(t.selected=!0)}),i):[]),w(i=>{i&&i.length&&(this.data.set(i),this.activeItem.set(i[0]))}),K(()=>{this.onLoading.set(!1)})).subscribe()}selectedTab(i){this.data.update(t=>(t.map(e=>{e.selected=!1,i.content2Id===e.content2Id&&(this.activeItem.set(e),e.selected=!0)}),t))}setHiddenTags(i=""){i&&this.sEOService.apiSEOSEOTitleGet(i).pipe(T(this.destroyRef)).subscribe(t=>{this.hiddenTags.set(t)})}}
中租車輛融資服務，免留車免出門，最快2天內撥款。
1.免留車：愛車相伴，資金在手。 2.免出門：撥打免費專線，專人服務。 3.簡易審核：基本資料即可審核，輕鬆申請。 4.撥款快速：核准後備齊文件，立即撥款。 5.彈性還款：最長可申請至7年 6.不限職業：歡迎各行各業的您，誠摯為您服務。
class Ze{constructor(i,t){this.platformId=i;this.service=t;a(this,"destroyRef",S(z));a(this,"sEOService",S(V));a(this,"hiddenTags",f([]));a(this,"mappingId",k(""));a(this,"isBrowser",f(!1));a(this,"onLoading",f(!1));a(this,"data",f({}));this.isBrowser.set(R(this.platformId))}ngOnInit(){this.onLoading.set(!0),this.setHiddenTags(this.mappingId()),this.service.getIcon1$(this.mappingId()).pipe(T(this.destroyRef),w(i=>{i&&this.data.set(i)}),K(()=>{this.onLoading.set(!1)})).subscribe()}onLinkClick(i,t){t||i.preventDefault()}setHiddenTags(i=""){i&&this.sEOService.apiSEOSEOTitleGet(i).pipe(T(this.destroyRef)).subscribe(t=>{this.hiddenTags.set(t)})}}
服務介紹
class dt{constructor(i){this.platformId=i;a(this,"destroyRef",S(z));a(this,"service",S(yn));a(this,"sEOService",S(V));a(this,"hiddenTags",f([]));a(this,"isBrowser",f(!1));a(this,"onLoading",f(!1));a(this,"mappingId",k(""));a(this,"pageState",f(null));this.isBrowser.set(R(this.platformId))}ngOnInit(){this.onLoading.set(!0),this.setHiddenTags(this.mappingId()),this.service.apiContent5PageModuleMappingIdGet(this.mappingId()).pipe(T(this.destroyRef),w(i=>{this.pageState.set(i)}),K(()=>{this.onLoading.set(!1)})).subscribe()}setHiddenTags(i=""){i&&this.sEOService.apiSEOSEOTitleGet(i).pipe(T(this.destroyRef)).subscribe(t=>{this.hiddenTags.set(t)})}}
服務說明
自有/營業 原車融資分期
有車族的週轉金
原車融資車輛目前未申辦任何融資案件，即可向本公司提出申請，提供您優質的車輛融資服務。- 前案餘額代償車輛於銀行或其他融資公司分期付款中，即可向本公司提出申請，所核款項可清償前案後，還可運用剩餘資金。
- 舊戶融資方案與本公司往來中或已結清之老客戶，由本公司為您提供優質車輛融資服務。
class Je{constructor(i,t){this.platformId=i;this.service=t;a(this,"destroyRef",S(z));a(this,"ROUTES_CONSTANT",At);a(this,"sEOService",S(V));a(this,"hiddenTags",f([]));a(this,"mappingId",k(""));a(this,"isBrowser",f(!1));a(this,"activeItem",f(null));a(this,"pageState",f({article:null}));a(this,"onLoading",f(!1));this.isBrowser.set(R(this.platformId))}ngOnInit(){this.isBrowser()&&(this.onLoading.set(!0),this.setHiddenTags(this.mappingId()),this.service.getModuleData$(this.mappingId()).pipe(T(this.destroyRef),re(i=>{var t,e;return ue(ne({},i),{article:(e=(t=i==null?void 0:i.articleBase)==null?void 0:t[0])!=null?e:null})}),w(i=>{this.pageState.set(i)}),K(()=>{this.onLoading.set(!1)})).subscribe())}setHiddenTags(i=""){i&&this.sEOService.apiSEOSEOTitleGet(i).pipe(T(this.destroyRef)).subscribe(t=>{this.hiddenTags.set(t)})}}
class Ye{constructor(i,t){this.platformId=i;this.service=t;a(this,"destroyRef",S(z));a(this,"ROUTES_CONSTANT",At);a(this,"sEOService",S(V));a(this,"hiddenTags",f([]));a(this,"mappingId",k(""));a(this,"isBrowser",f(!1));a(this,"onLoading",f(!1));a(this,"activeItem",f(null));a(this,"pageState",f({}));this.isBrowser.set(R(this.platformId))}ngOnInit(){this.onLoading.set(!0),this.setHiddenTags(this.mappingId()),this.service.getModuleData$(this.mappingId()).pipe(T(this.destroyRef),w(i=>{this.pageState.set(i),i||this.onLoading.set(!1)}),K(()=>{this.onLoading.set(!1)})).subscribe()}setHiddenTags(i=""){i&&this.sEOService.apiSEOSEOTitleGet(i).pipe(T(this.destroyRef)).subscribe(t=>{this.hiddenTags.set(t)})}}
車輛融資快報
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車貸申請條件有哪些？從車貸利率到月繳金額試算，1篇讓你輕鬆買新車
在買車申請車貸時，您曾留意申請汽車貸款條件與利率等車貸小知識嗎？以及「是否能全額貸款買車」或「車貸沒繳完可以過戶嗎」等疑問，今天將為您介紹申請汽車貸款前必讀的最新攻略，幫您省時省力、輕鬆買到愛車。
class lt{constructor(i){this.platformId=i;a(this,"destroyRef",S(z));a(this,"service",S(xn));a(this,"sEOService",S(V));a(this,"hiddenTags",f([]));a(this,"isBrowser",f(!1));a(this,"onLoading",f(!1));a(this,"mappingId",k(""));a(this,"pageState",f(null));this.isBrowser.set(R(this.platformId))}ngOnInit(){this.onLoading.set(!0),this.setHiddenTags(this.mappingId()),this.service.apiContent4PageModuleMappingIdGet(this.mappingId()).pipe(T(this.destroyRef),w(i=>{this.pageState.set(i)}),K(()=>{this.onLoading.set(!1)})).subscribe()}setHiddenTags(i=""){i&&this.sEOService.apiSEOSEOTitleGet(i).pipe(T(this.destroyRef)).subscribe(t=>{this.hiddenTags.set(t)})}}
class tt{constructor(i){this.platformId=i;a(this,"destroyRef",S(z));a(this,"sEOService",S(V));a(this,"hiddenTags",f([]));a(this,"isBrowser",f(!1));a(this,"service",S(Pn));a(this,"mappingId",k(""));a(this,"pageState",f({types:[],commonCategoriesList:[]}));a(this,"hotQaList",f(null));a(this,"onLoading",f(!1));this.isBrowser.set(R(this.platformId))}ngAfterViewInit(){this.onLoading.set(!0),this.setHiddenTags(this.mappingId());let i={pageModuleMappingId:this.mappingId()};ji({commonCategoriesList:this.service.getCommonCategories$(this.mappingId()),hotQaList:this.service.getAllQaList$(i),qaType:this.service.getQaType$(this.mappingId(),"")}).pipe(T(this.destroyRef),w(t=>{this.pageState.update(e=>{var n;return(n=t.qaType.categories)!=null&&n.length&&(e.types=t.qaType.categories,e.types&&e.types.length&&(e.types[0].active=!0)),e})}),w(t=>{this.pageState.update(e=>(e.commonCategoriesList=t.commonCategoriesList,e))}),w(t=>{let e=t.hotQaList.qaArticles;e==null||e.map(n=>(n.open=!1,n)),this.hotQaList.set(e)}),w(t=>{this.pageState().types.length&&this.selectTypes(this.pageState().types[0])}),K(()=>{this.onLoading.set(!1)})).subscribe()}selectTypes(i){this.pageState.update(e=>(e.types.map(n=>(n.active=!1,n.categoryId===i.categoryId&&(n.active=!0),n)),e));let t={pageModuleMappingId:this.mappingId(),categoryTypeRoute:i.route};this.service.getAllQaList$(t).pipe(T(this.destroyRef),w(e=>{let n=e.qaArticles;n==null||n.map(o=>(o.open=!1,o)),this.hotQaList.set(n)})).subscribe()}setHiddenTags(i=""){i&&this.sEOService.apiSEOSEOTitleGet(i).pipe(T(this.destroyRef)).subscribe(t=>{this.hiddenTags.set(t)})}}
class h{constructor(e){this.platformId=e;o(this,"isBrowser",E(!1));o(this,"pageState",E([]));o(this,"mappingId",J(""));o(this,"dialog",x(ct));o(this,"service",x(A));this.isBrowser.set(rt(this.platformId))}ngAfterViewInit(){this.isBrowser()&&(console.log("this.mappingId()"),console.log(this.mappingId()),this.service.getData$(this.mappingId()).pipe(H(e=>{console.log(e),this.pageState.set(e)})).subscribe())}onClick(e){this.dialog.open(z,{data:e,position:{}})}}
class ct{constructor(){a(this,"destroyRef",S(z));a(this,"sEOService",S(V));a(this,"hiddenTags",f([]));a(this,"mappingId",k(""))}ngOnInit(){this.setHiddenTags(this.mappingId())}setHiddenTags(i=""){i&&this.sEOService.apiSEOSEOTitleGet(i).pipe(T(this.destroyRef)).subscribe(t=>{this.hiddenTags.set(t)})}}
總費用率
融資金額：50萬。
還款期數：72期。
利率：6.5%~16.0%。
各項相關費用總金額：4,900元。
總費用年百分率：6.78%~16.32%。
- (一)本廣告揭露之年百分率僅為例示，實際條件，仍以融資公司提供之產品為準。且每一金融消費者實際之年百分率仍視其融資租賃業務類型及個人資歷條件而有所不同。
- (二)總費用年百分率不等於利率。
class it{constructor(i,t){this.platformId=i;this.service=t;a(this,"destroyRef",S(z));a(this,"dynamicState",S(vt));a(this,"mappingId",k(""));a(this,"dialog",S(Dn));a(this,"pageState",f({}));a(this,"isBrowser",f(!1));this.isBrowser.set(R(this.platformId))}ngAfterViewInit(){this.dynamicState.popupNoShow()||this.isBrowser()&&this.service.getModuleData$(this.mappingId()).pipe(T(this.destroyRef),w(i=>{this.pageState.set(i),this.pageState()&&this.dialog.open(Li,{data:i,width:"100vh",height:"auto",maxWidth:"98vw",disableClose:!1})}),Tt(i=>It(i))).subscribe()}}